$3,650 Child Tax Credit Coming in April 2025 – Check Eligibility & Payout Status Now!

On: Saturday, April 12, 2025 12:55 PM

As households all over Canada continue to struggle with the increasing cost of living, programs for financial assistance such as the Child Tax Credit (CTC) have been essential in assisting parents in maintaining a good standard of living for their children. The Canada Revenue Agency (CRA) will disburse the $3,650 Child Tax Credit in April 2025, bringing much-needed relief to deserving households.

This blog offers a complete analysis of the April 2025 Child Tax Credit, including who is eligible, how much you can receive, when you will be paid, and how to monitor your eligibility and payment status.

What Is the $3,650 Child Tax Credit?

The Canada Child Benefit (CCB) is an inflation-free, monthly, tax-free payment for qualified families that assists in financing the rearing of children between the ages of 18 years and under. The April 2025 $3,650 Child Tax Credit is within the annual Canada CCB program but contains an inflated amount that factors in adjusted levels of inflation plus income ceilings for the benefit year.

The figure of $3,650 could be the highest yearly allowance per child some families are eligible to receive, based on family income and children’s ages.

When is the $3,650 CTC payment scheduled for April 2025?

The CRA usually makes Child Tax Credit (CCB) payments on the 20th of every month. For April 2025, the tentative deposit date is April 20, 2025, unless it’s a weekend or holiday in which case the payment could be made a day earlier or later.

April 2025 CTC Payment Date: Monday, April 21, 2025 (tentative)

If you are signed up for direct deposit, the payment will be in your bank account in 1–2 business days after issuance.

Who Qualifies for the $3,650 Child Tax Credit?

To be eligible for the Child Tax Credit in April 2025, you need to fulfill the following CRA eligibility requirements:

Basic Eligibility

Be a tax resident of Canada.
Be the primary caregiver of a child under age 18.
Submit your 2024 tax return (even if you did not have any income).
Your child needs to live with you and be registered with the CRA.

Child-Specific Eligibility

Children need to be under 18 years as of April 2025.
Children need to be a Canadian citizen, permanent resident, or protected person.

Rare Bicentennial Quarter Worth Valued at $388,888, Plus 6 More Worth Over $88,888 Each

Income-Based Eligibility

The amount of CCB decreases over time as adjusted family net income (AFNI) rises. The lowest-income families will get the highest amount, and higher-income families will be given less or nothing.

How Much Will You Get?

The $3,650 figure is the highest yearly amount a family can get for one child under 6 years old. Families with children between 6 and 17 years old can get a slightly lower maximum, approximately $3,100 per child per year.

Here’s an estimate:

Child’s Age	Maximum Annual Amount	Estimated Monthly Payment
Under 6 years old	$3,650	~$304
Age 6 to 17	$3,100	~$258

Note: These figures might change based on your income, number of children, and adjustments in inflation adjustment for 2025.

How Is the CTC Calculated?

The CRA calculates your benefit from July 2024 to June 2025 based on your income for the previous year (2024 tax return). The benefit is recalculated each July.

For instance:

Your April 2025 Child Tax Credit is calculated from your 2024 income.
If you have yet to file your 2024 taxes, your payment may be delayed.

How Will You Receive the Payment?

Most people in Canada have their Child Tax Credit paid to them through direct deposit into a bank account. If you aren’t enrolled in direct deposit, you’ll receive a check sent to your mailing address, which will take a bit longer to reach you.

To get paid faster:

Enroll in direct deposit through your CRA My Account.
Maintain your banking information current.

How to Check Your Eligibility and Payment Status

You may also monitor your eligibility and payment status in real time via CRA’s online channels. Make use of one of the following:

CRA My Account (internet portal)
CRA Mobile App—My Benefits CRA
Automated Telephone Service: 1-800-387-1193

Tip: You will also receive a Notice of Assessment upon submission of your tax return attesting to your eligibility and estimated payment.

Required Documents to Claim the CTC

Although most of the eligibility is determined from your tax return, have these documents available:

Birth certificate of your child
Document of residency in Canada
Notice of Assessment from last year
SIN (Social Insurance Number) of child

If CRA asks for documents, reply immediately to prevent delays.

Payment Delay Reasons

Some of the usual reasons your April 2025 CTC payment might be delayed are:

Late filing of tax for 2024
Unregistered child with CRA
Inaccurate banking information
CRA verification request outstanding

Key Takeaways

Payment Date: April 20–21, 2025
Amount: To a maximum of $3,650 per year for each child
Eligibility: residency, child’s age, 2024 income
How to Receive: Direct deposit if possible
Where to Check: My Account CRA or My Benefits CRA App

Conclusion

The $3,650 Child Tax Credit in April 2025 provides vital assistance to families with young children. If you qualify and file your taxes on time, you’ll likely get your portion of this money directly into your account.

Ensure you’ve done your 2024 tax return, have the child’s information up to date with CRA, and are registered for direct deposit. This will help you not miss out on this valuable perk.