£165 Cost of Living Payment in April 2025 – How to Claim Your Support

On: Monday, April 21, 2025 1:24 PM

Nowadays inflation is increasing continuously—the cost of things like electricity, gas, food and house rent is taking a toll on everyone’s pocket. In view of this, the UK government is going to give “Cost of Living Payment” to millions of people once again in April 2025. This time this amount will be £165, which will be transferred directly to people’s bank accounts.

If you or any member of your family takes any kind of assistance from the government, then this information is very important for you. In this article, we will explain to you in simple language that:

Who will get this money
When will the money be received
What things should be kept in mind
And if the money is not received, what to do

Who are entitled to get a payment of £165?

The government has decided to give this time’s assistance amount only to those who take some special benefits. If you are receiving any of these benefits, £165 could be transferred to your account in April 2025.

See below which benefits you will receive this money for:

Name of benefit Who is eligible?

Benefit Name	Who is Eligible?
Universal Credit	If you were claiming during the assessment period between January and February 2025
Pension Credit	Includes both Guarantee Credit and Savings Credit
Tax Credits	Anyone receiving Working Tax Credit or Child Tax Credit
Income Support	If you were receiving it in early 2025
Jobseeker’s Allowance (JSA)	Only for income-based JSA claimants
Employment & Support Allowance (ESA)	Only for income-related ESA claimants

When will you get the payment of £165? (Payment Dates)

The government has said that this payment can come to your account anytime between 10 April and 30 April 2025.
The money will come to the same bank account where you get your benefits.
If the money has not come even by 5 May 2025, then you should contact DWP (Department for Work and Pensions).
DWP Helpline: 0800 123 4567
Or visit the website: gov.uk/cost-living-help.

Important Tips and Updates

1. Beware of fraud (No Scam Alert)

Many times people send fake calls or SMS in the name of the government and ask for your bank details.
Keep in mind: The government will never call or message you and ask for bank details. If something like this happens, then understand that it is a fraud.

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2. Tax-Free Payment

This amount of £165 is completely tax free.
It will not harm your other benefits like Universal Credit or Tax Credit.
You will not have to pay any tax on it.

3. What if you are still facing difficulty…?

If you are still not able to meet your expenses, you can check for some more help:

Council Tax Discount – Contact the local council.
Warm Home Discount – To reduce electricity/gas bill in winter.
Food Bank – If you are having difficulty in eating and drinking, then help can be found in a nearby food bank.

❓ What to do if you did not get a payment?

1. Double check eligibility
Sometimes we think we are eligible, but in fact the timing of our benefit (such as assessment period) does not match.
So check if you claimed the above benefits during January–February 2025.

2. Wait a little
Sometimes it takes time for the payment to arrive, especially if a lot of people are eligible at the same time.
Wait until April 30—if the money doesn’t come after that, then take action.

3. Contact DWP
If you are eligible but still haven’t received the money, you can contact DWP:
Toll-free number: 0800 123 4567
Or visit the website: www.gov.uk/cost-living-help

Some last things – This help may be small, but it is important

This Cost of Living Payment of £165 is not a big amount, but in today’s time when the price of everything is increasing, it definitely provides some relief. Whether it is electricity bill, children’s school expenses or food items—it helps a little.

You must share this information with your friends, neighbors or relatives, especially if they are dependent on government benefits. Sometimes due to lack of information, people miss out on money that is their right.

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Conclusion

The government assistance amount of £165 is being given in April 2025.
This money will be given to those who are taking certain benefits.
No need to apply—the money will come automatically in the account.
Payment is likely to be made between 10 and 30 April.
If it does not come by 5 May, contact DWP.

This payment is tax free and will not affect other benefits.
Beware of any fake call/SMS.
Everyone hopes for some relief in this time of inflation. If you or someone you know is eligible for this scheme, then keep in mind to check this payment on time and do not hesitate to ask for help if needed.

FAQs

Q1. What is the £165 Cost of Living Payment in April 2025?

A: It is a one-time financial support payment provided by the UK government in April 2025 to help eligible individuals cope with rising living costs, such as energy bills, groceries, and other essentials.

Q2. Who is eligible to receive the £165 payment?

A: Eligibility usually includes people receiving certain government benefits such as Universal Credit, Pension Credit, Income Support, Jobseeker’s Allowance (JSA), or Employment and Support Allowance (ESA). You may also qualify if you’re on a low income.

Q3. Do I need to apply for this Cost of Living Payment?

A: In most cases, no application is required. If you’re already receiving a qualifying benefit, the payment is usually made automatically to your bank account by the Department for Work and Pensions (DWP) or HMRC.

Q4. When will I receive the payment?

A: Payments are expected to begin in April 2025. Exact dates may vary based on the benefit you receive or your payment schedule.

Q5. How will I receive the payment?

A: The £165 payment will be deposited directly into your bank or building society account, using the same method you receive your regular benefit payments.